A Look At Farmers National Banc (FMNB) Valuation As Long Term Returns Contrast With Recent Softness

Simply Wall St.

Feb 18

Farmers National Banc (FMNB) has attracted attention after recent performance data showed a mix of short term softness and longer term resilience. This has raised questions about how its current ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2612951134"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2612951134\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2612951134?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/7013000-choice1-main-header/1585186561056","is_english":true,"pubTime":"2026-02-18 05:22","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2612951134","market":"nz","top_or_hot":-1,"title":"A Look At Farmers National Banc (FMNB) Valuation As Long Term Returns Contrast With Recent Softness","media":"Simply Wall St.","content":"<div>\n<p>Farmers National Banc (FMNB) has attracted attention after recent performance data showed a mix of short term softness and longer term resilience. This has raised questions about how its current ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-fmnb/farmers-national-banc/news/a-look-at-farmers-national-banc-fmnb-valuation-as-long-term\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A Look At Farmers National Banc (FMNB) Valuation As Long Term Returns Contrast With Recent Softness</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA Look At Farmers National Banc (FMNB) Valuation As Long Term Returns Contrast With Recent Softness\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-02-18 05:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nasdaq-fmnb/farmers-national-banc/news/a-look-at-farmers-national-banc-fmnb-valuation-as-long-term><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Farmers National Banc (FMNB) has attracted attention after recent performance data showed a mix of short term softness and longer term resilience. This has raised questions about how its current ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-fmnb/farmers-national-banc/news/a-look-at-farmers-national-banc-fmnb-valuation-as-long-term\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nasdaq-fmnb/farmers-national-banc/news/a-look-at-farmers-national-banc-fmnb-valuation-as-long-term","article_id":"2612951134","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7013000-choice1-main-header/1585186561056"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nasdaq-fmnb/farmers-national-banc/news/a-look-at-farmers-national-banc-fmnb-valuation-as-long-term","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2612951134","pubTimestamp":1771363357,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Farmers National Banc (FMNB) has attracted attention after recent performance data showed a mix of short term softness and longer term resilience. This has raised questions about how its current valuation lines up with its fundamentals.\nSee our latest analysis for Farmers National Banc.\nAt a share price of $13.44, Farmers National Banc’s recent 1 day and 1 month share price returns were slightly negative, while its 3 year and 5 year total shareholder returns remained positive. This...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","DCF":"Dreyfus Alcentra Global Credit Income 2024 Target Term Fund, Inc","FMNB":"Farmers National Banc Corp"},"translate_title":"长期回报与近期疲软形成鲜明对比的农民国家银行(FMNB)估值","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FMNB":1.5,"DCF":1},"content_text":"Farmers National Banc (FMNB) has attracted attention after recent performance data showed a mix of short term softness and longer term resilience. This has raised questions about how its current valuation lines up with its fundamentals. See our latest analysis for Farmers National Banc. At a share price of $13.44, Farmers National Banc’s recent 1 day and 1 month share price returns were slightly negative, while its 3 year and 5 year total shareholder returns remained positive. This combination suggests longer term resilience despite some fading near term momentum. If this kind of mixed picture has you comparing other opportunities, it could be a good moment to scan our list of 23 top founder-led companies as potential next ideas to research. With the shares trading at $13.44 and the stock showing an intrinsic discount alongside only a small gap to the analyst price target, the key question is whether FMNB represents a value opportunity or whether the market is already pricing in potential future growth. AdvertisementPreferred P/E of 9.3x: Is it justified? At a last close of $13.44, Farmers National Banc is trading on a P/E of 9.3x, which screens as inexpensive relative to both peers and the wider US Banks industry. The P/E ratio compares what you pay per share to the earnings the company generates per share. For banks, this is a common way investors gauge how keen the market is on current and forecast profitability, and whether expectations look restrained or optimistic. For FMNB, the picture is interesting. The company is flagged as trading at good value versus peers and the industry, and that is reinforced by an estimated fair P/E of 15.5x. On top of that, the SWS DCF model currently values the shares at $32.72 based on projected future cash flows, which is well above the current $13.44. Together, these signals point to the market assigning a noticeably lower earnings multiple today than the regression based fair ratio suggests it could move toward over time. Relative to its sector, FMNB is described as good value on a P/E basis compared with the US Banks industry average of 11.9x and a peer average of 12.1x. That spread, alongside the higher estimated fair P/E ratio, implies the current pricing is materially more conservative than both direct peers and the modelled fair level. Explore the SWS fair ratio for Farmers National Banc Result: Price-to-Earnings of 9.3x (UNDERVALUED) However, the recent 1 year total return decline and the small discount to the $14.50 price target suggest that expectations may already reflect some of the good news. Find out about the key risks to this Farmers National Banc narrative. Another View: Cash Flows Tell a Bigger Story While the current P/E of 9.3x suggests FMNB looks inexpensive next to the US Banks industry at 11.9x and peers at 12.1x, our DCF model comes in far more optimistic. It places fair value at $32.72 versus today’s $13.44, a wide gap that raises a simple question: which signal do you trust more, the earnings multiple or the cash flow outlook? Look into how the SWS DCF model arrives at its fair value. FMNB Discounted Cash Flow as at Feb 2026Simply Wall St performs a discounted cash flow (DCF) on every stock in the world every day (check out Farmers National Banc for example). We show the entire calculation in full. You can track the result in your watchlist or portfolio and be alerted when this changes, or use our stock screener to discover 55 high quality undervalued stocks. If you save a screener we even alert you when new companies match - so you never miss a potential opportunity. Next Steps Given this mix of signals, do you feel the market is being too cautious or already fair on FMNB? It is worth checking the underlying data yourself and forming your own stance based on the company specific positives that have investors interested, starting with 5 key rewards Looking for more investment ideas? If FMNB has sharpened your thinking, do not stop here. The market is full of other opportunities that deserve a closer look before you commit fresh capital.  Target quality at a discount by reviewing our list of 55 high quality undervalued stocks that combine sensible pricing with fundamental strength worth a second look. Prioritise durability and sleep better at night by checking out 81 resilient stocks with low risk scores that score well on resilience and more measured risk profiles. Hunt for future leaders before the crowd by scanning the screener containing 24 high quality undiscovered gems that our filters highlight as financially solid yet less followed.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: AI Stock Screener & AlertsOur new AI Stock Screener scans the market every day to uncover opportunities.• Dividend Powerhouses (3%+ Yield)• Undervalued Small Caps with Insider Buying• High growth Tech and AI CompaniesOr build your own from over 50 metrics.Explore Now for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}