美国特朗普政府提议为没有退休计划的劳动者设立类似节俭储蓄计划的可携带账户，并提供最高1000美元的联邦匹配缴费，但具体机制和权限尚不明确；嘉信理财（SCHW）等业内参与者支持更广泛地推行自动注册。

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