ICE reported that U.S. mortgage performance was steady in January 2026, with the national delinquency rate edging down to 3.65% as early-stage delinquencies declined. However, serious delinquencies and foreclosures increased from a year earlier, with more than 850,000 borrowers 90-plus days past due or in active foreclosure and foreclosure starts reaching 42,000, the highest monthly total since early 2020. Prepayments also cooled, with the single month mortality rate falling to 0.72% amid higher interest rates that weighed on home sales and refinancing.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202602260800BIZWIRE_USPR_____20260226_BW570610) on February 26, 2026, and is solely responsible for the information contained therein.