工商银行数字人民币在春节的消费场景推广

城市金融网
Feb 27

本网讯2026年春节前夕,商务部等九部门联合发文,明确提出“鼓励使用数字人民币智能合约消费红包”。与传统的纸质消费券或通用电子券相比,数字人民币智能合约红包具备“精准触发、降本增效、风险可控”的独特优势——资金用途、使用场景、有效期等条件可被预设并自动执行,从源头上杜绝套现与挪用,确保每一笔财政补贴都能“直达实体、撬动消费” 。这一政策定调为金融机构提供了广阔的创新空间。中国工商银行在全行范围内...

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