金价高位博弈,银行贵金属业务风控从“静态提门槛”到“动态限额度”

第一财经
Mar 04

金价高位震荡与投机客短炒情绪叠加,正推动商业银行贵金属业务风控从“静态防守”转向“动态博弈”。建设银行3月3日宣布对“建行金”实施动态交易限额管理,并将配送类订单发货周期延长至10至15个工作日。这也是自1月工商银行之后,今年又一国有大行针对贵金属业务采取动态限额管理措施。此前,银行多依赖静态风控手段。但面对剧烈波动的市场,上调起购点等传统方式已难以应对频繁调整的压力。与此同时,市场端的投机情绪...

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