比推消息， 与个人用户的热情尝鲜相比，金融机构整体对 OpenClaw 等 AI 代理工具仍保持谨慎态度。多位受访人士指出，银行系统承载着大量客户信息和交易数据，对安全性要求极高。一旦 AI 代理获得过高权限或配置不当，可能带来数据泄露或系统风险。“银行的数据体量和敏感程度远高于普通用户环境，一旦出现漏洞，影响面也会更大。”一位股份制银行技术人士说。工商银行 3 月 10 日发布 OpenClaw 相关风险提示称，警惕代装陷阱、谨慎授权风险、防范投资诈骗。一方面，不随意开放通讯录、相册、文件夹等敏感权限，更不要在不明软件中输入身份证号、银行卡号、支付密码等信息；另一方面，对“AI 代炒股”“稳赚不赔”“高收益低风险”等话术保持警惕，凡涉及转账、充值、投资，务必多核实、不轻信。（一财）
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