WTW’s Commercial Lines Insurance Pricing Survey reported U.S. commercial insurance rates rose 3% in Q4 2025. Carriers reported an aggregate price increase of 3% in Q4 2025, down from 6% in Q4 2024. The report said commercial property recorded price decreases, while excess/umbrella liability had the largest price increases and commercial auto continued strong growth. Yi Jing said pricing continued to moderate in Q4, reflecting a more stable market.
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