PensionBee published an analysis finding that a 50-year-old who maximizes 2026 401(k) catch-up and super catch-up limits could contribute over USD 0.51 million and still retire short of a USD 1 million balance by age 65. In a comparison scenario, an early starter contributing from age 35 to 65 reached USD 1.01 million at retirement, while a late starter beginning at age 50 and maximizing catch-up limits reached USD 0.89 million. PensionBee also reported that in a separate scenario, contributing from ages 35 to 50 resulted in a USD 591,000 balance at age 65 versus USD 439,200 for contributions made from ages 50 to 65. The analysis used a 7% investment return assumption and a net return of 6%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Pensionbee Group plc published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202603110905PRIMZONEFULLFEED9670041) on March 11, 2026, and is solely responsible for the information contained therein.