Velocity Financial 4Q25 net income jumps 69% to USD 34.8 million on USD 634.6 million loan production up 13%

Reuters

Mar 12

Velocity Financial 4Q25 net income jumps 69% to USD 34.8 million on USD 634.6 million loan production up 13%

Velocity Financial reported 4Q25 net income of USD 34.8 million, up 69%, with diluted EPS of USD 0.89. Core net income was USD 36.3 million, up 67%, and core diluted EPS was USD 0.93. 4Q25 portfolio net interest margin was 4% (3.59%), down 11 basis points from the prior-year quarter, while loan production rose 13% to USD 634.6 million. The loan portfolio grew 28% year over year to USD 6.5 billion in UPB at Dec. 31, 2025, and nonperforming loans as a percentage of HFI loans improved to 9% (8.5%) from 11% (10.7%), primarily driven by the sale of USD 128.9 million in UPB of NPLs during 4Q25. Velocity said its NIM target remains about 4% (~3.5%) and it expects strong 2026 portfolio growth while maintaining rate discipline on new originations.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Velocity Financial Inc. published the original content used to generate this news brief on March 11, 2026, and is solely responsible for the information contained therein.

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While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Velocity Financial Inc. published the original content used to generate this news brief on March 11, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"VEL","symbol_name":"Velocity Financial, LLC","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260311:nNDLRrMWV:1","article_id":"2618975761","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2618975761","pubTimestamp":1773261727,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Velocity Financial reported 4Q25 net income of USD 34.8 million, up 69%, with diluted EPS of USD 0.89. Core net income was USD 36.3 million, up 67%, and core diluted EPS was USD 0.93. 4Q25 portfolio net interest margin was 4% , down 11 basis points from the prior-year quarter, while loan production rose 13% to USD 634.6 million. The loan portfolio grew 28% year over year to USD 6.5 billion in UPB at Dec. 31, 2025, and nonperforming loans as a percentage of HFI loans improved to 9%  from 11% , primarily driven by the sale of USD 128.9 million in UPB of NPLs during 4Q25. Velocity said its NIM target remains about 4%  and it expects strong 2026 portfolio growth while maintaining rate discipline on new originations.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, inves","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"VEL":"Velocity Financial, LLC","BK4229":"商业和住宅抵押贷款融资","BK4195":"互助储蓄与抵押信贷金融服务"},"translate_title":"Velocity Financial 2025年第四季度净利润跃升69%至3,480万美元，贷款产量为6.346亿美元，增长13%","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"VEL":0.9},"content_text":"Velocity Financial 4Q25 net income jumps 69% to USD 34.8 million on USD 634.6 million loan production up 13%\n    \n\n        Velocity Financial reported 4Q25 net income of USD 34.8 million, up 69%, with diluted EPS of USD 0.89. 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Velocity Financial Inc. published the original content used to generate this news brief on March 11, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}