OP Bancorp reported FY 2025 net income of USD 25.64 million, up 22%, and diluted EPS of USD 1.72. Net interest income rose 19% to USD 78.35 million, and net interest margin increased 20 basis points to 3.19%. Noninterest expense increased 11% to USD 55.77 million, driven by higher salaries and employee benefits and other expenses. Total assets were USD 2.65 billion, up 12%, while gross loans rose 12% to USD 2.19 billion and total deposits increased 12% to USD 2.28 billion. Nonperforming loans to gross loans rose 24 basis points to 0.64%, and the provision for credit losses increased 30% to USD 3.58 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OP Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001722010-26-000002), on March 13, 2026, and is solely responsible for the information contained therein.