2025年,妻子因肝内胆管癌去世后,张伟偶然从其生前工作的公司得知,她有一份由现代财险承保的团险保单,确诊重大疾病可以获赔10万元。随后,张伟向保险公司提出了理赔申请,却等来一张拒赔通知书。“本次理赔申请涉及的‘肝内胆管癌’与投保前已存在的乙肝病史具有直接因果关联,属于既往病症的并发症,故不在保险责任范围内。”对于这一拒赔理由,张伟无法接受。新京报贝壳财经记者调查发现,即便大多数保险消费者均基于...
Source Link2025年,妻子因肝内胆管癌去世后,张伟偶然从其生前工作的公司得知,她有一份由现代财险承保的团险保单,确诊重大疾病可以获赔10万元。随后,张伟向保险公司提出了理赔申请,却等来一张拒赔通知书。“本次理赔申请涉及的‘肝内胆管癌’与投保前已存在的乙肝病史具有直接因果关联,属于既往病症的并发症,故不在保险责任范围内。”对于这一拒赔理由,张伟无法接受。新京报贝壳财经记者调查发现,即便大多数保险消费者均基于...
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