FICO Reports UK Credit Card Balances Hit GBP 1,950 as One-Missed-Payment Balances Rise 8.2%
Reuters
Mar 16
FICO Reports UK Credit Card Balances Hit GBP 1,950 as One-Missed-Payment Balances Rise 8.2%
FICO analysis of UK credit card data for 2025 found average balances rose above 4.5% year on year each month, reaching an all-time high of GBP 1,950 in December. Payment rates were below 2024 levels throughout the year, ending at 33.4% in December. Average balances for accounts missing one payment reached GBP 2,440 in December, up 8.2% year on year.
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