ChainCatcher 消息，据 Crowdfund Insider 报道，币安对其借贷服务进行升级，推出改进版灵活贷款（Flexible Loan）产品，用户无需出售资产即可获取流动性。
该产品为超额抵押、期限开放的隔离借贷方案，最低借款金额等值 1 美元，支持随时借款与还款，且借还均不收取手续费。抵押资产将自动接入 Simple Earn 灵活产品，每分钟持续产生收益，实现“边抵押边赚息”。贷款利率同样每分钟刷新，以反映实时市场状况。借出资金可用于现货交易、杠杆仓位、合约交易或进一步质押，支持资产包括 BTC、ETH、USDT 等主流代币。
平台内置风险监控机制，但用户仍需主动管理仓位，维持充足抵押缓冲以防止强制平仓。Binance 表示，此次升级尤其适合比特币矿工等长期持有者，可在不减持资产的前提下覆盖运营成本或把握市场。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.