据《中国证券报》报道,今年以来,特斯拉(TSLA.US) 、小米汽车及理想汽车(02015.HK) 等车企密集推出七年期车贷,以低息及低月供降低购车门槛,掀起车市金融促销热潮。此类产品分为银行贷款与融资租赁两类,产权、风控与成本差异显著。不过,报道指,在该热潮中,银行因抵押物贬值风险和违约风险入场谨慎。有专家提示,消费者需算清总支出,认清合同性质,防范超长期贷款风险。(ta/w)(港股报价延迟...
Source Link据《中国证券报》报道,今年以来,特斯拉(TSLA.US) 、小米汽车及理想汽车(02015.HK) 等车企密集推出七年期车贷,以低息及低月供降低购车门槛,掀起车市金融促销热潮。此类产品分为银行贷款与融资租赁两类,产权、风控与成本差异显著。不过,报道指,在该热潮中,银行因抵押物贬值风险和违约风险入场谨慎。有专家提示,消费者需算清总支出,认清合同性质,防范超长期贷款风险。(ta/w)(港股报价延迟...
Source LinkDisclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.