路透北京3月20日 - 中国总资产排名前列的股份行--中信银行601998.SS0998.HK周五公布，去年实现净利706亿元人民币，同比增2.98%；全年净息差为1.63%，同比下降14个基点（BP）。
该行刊登上交所的财报显示，董事会拟按每10股派发现金股息1.93元。连同已派发的中期现金股息104.6亿元，全年派发现金股息合计212亿元。
2025年营业收入2,124.8亿元，同比降0.55%
2025年净利息收入1,444.69亿元，同比降1.51%
截至去年末，不良贷款率1.15%，较上年末下降0.01个百分点
截至去年末，拨备覆盖率203.61%，较上年末下降5.82个百分点
截至去年末，资本充足率为12.80%，一级资本充足率10.90%，核心一级资本充足率9.48%
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(发稿 宿泱韫/黄斌；审校 杨淑祯)
((binbin.huang@thomsonreuters.com))
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