赔付率低位徘徊,短期健康险性价比成谜

21世纪经济报道
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21世纪经济报道记者 林汉垚、实习生 涂盛青   近年来,随着国民健康保障意识的全面觉醒与多层次医疗保障体系的持续完善,以“百万医疗险”为代表的个人短期健康险迎来了爆发式的规模扩张。   凭借“低保费、高保额”的杠杆优势,短期健康险迅速下沉,成为数亿国民商业医疗保障的“敲门砖”。然而,在短期健康险保费规模快速增长下,该险种的“综合赔付率”指标也引起广泛关注。   近期,21世纪经济报道记者统计了...

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