行业息差收窄、盈利承压 中信银行何以净利润破700亿?

21世纪经济报道
Mar 23

21世纪经济报道 记者郭聪聪   近期中信银行披露了2025年年报。在银行业息差持续收窄、盈利普遍承压的宏观环境下,梳理这份成绩单可以看到三个鲜明的特点:总资产首破10万亿、归母净利润首破700亿、不良率“七连降”。   从核心指标来看,2025年中信银行全年归母净利润实现706.18亿元,同比增长2.98%;总资产同比增长6.28%,首次站上10.13万亿元;净息差1.63%,虽同比收窄14个...

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