建设银行生柳荣:有信心2026年净息差降幅进一步收窄

新京报
Mar 27

新京报贝壳财经讯(记者徐雨婷)3月27日,在2025年度业绩发布会上,建设银行首席财务官生柳荣表示,有信心2026年NIM(净息差)降幅进一步收窄,继续可以保持在可比同业的领先优势。  “2025年的NIM降幅收窄,可以归因于三个方面的因素。”生柳荣指出,该行存量贷款重新定价逐渐完成,贷款收益率下降的压力有所减轻;其次,付息率相对较高的定期存款集中到期,一般性存款付息率大幅下降,另外去年同业存款的...

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