United Security Bancshares FY2025 net income drops to $12 million; noninterest expense climbs 11.7% to $32 million

Reuters

Mar 26

United Security Bancshares FY2025 net income drops to $12 million; noninterest expense climbs 11.7% to $32 million

United Security Bancshares published its annual report on Form 10-K for the year ended Dec. 31, 2025.
Net income fell 16.87% to USD 12.3 million, or USD 0.70 per basic and diluted share.
Net interest income rose 4.1% to USD 48.8 million, and net interest margin increased 15 basis points to 4.41% as lower rates on interest-bearing liabilities outpaced lower rates on interest-earning assets.
Provision for credit losses increased 88.14% to USD 5.6 million, driven primarily by deterioration in the student loan portfolio.
A definitive all-stock merger agreement was signed with Community West Bancshares, with the transaction expected to close in the second quarter of 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Security Bancshares published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001137547-26-000011), on March 26, 2026, and is solely responsible for the information contained therein.

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ID: 0001137547-26-000011), on March 26, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"UBFO","symbol_name":"联合安全银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260326:nNDL391Zzz:1","article_id":"2622185576","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2622185576","pubTimestamp":1774519618,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"United Security Bancshares published its annual report on Form 10-K for the year ended Dec. 31, 2025.Net income fell 16.87% to USD 12.3 million, or USD 0.70 per basic and diluted share.Net interest income rose 4.1% to USD 48.8 million, and net interest margin increased 15 basis points to 4.41% as lower rates on interest-bearing liabilities outpaced lower rates on interest-earning assets.Provision for credit losses increased 88.14% to USD 5.6 million, driven primarily by deterioration in the student loan portfolio.A definitive all-stock merger agreement was signed with Community West Bancshares, with the transaction expected to close in the second quarter of 2026.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Security Bancshares","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"UBFO":"联合安全银行","CWBC":"西部社区银行","BK4211":"区域性银行"},"translate_title":"United Security Bancshares 2025财年净利润降至1200万美元；非利息支出攀升11.7%至3200万美元","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"CWBC":0.9,"UBFO":0.9},"content_text":"United Security Bancshares FY2025 net income drops to $12 million; noninterest expense climbs 11.7% to $32 million\n    \n\n\n          United Security Bancshares published its annual report on Form 10-K for the year ended Dec. 31, 2025.\n        \n\n          Net income fell 16.87% to USD 12.3 million, or USD 0.70 per basic and diluted share.\n        \n\n          Net interest income rose 4.1% to USD 48.8 million, and net interest margin increased 15 basis points to 4.41% as lower rates on interest-bearing liabilities outpaced lower rates on interest-earning assets.\n        \n\n          Provision for credit losses increased 88.14% to USD 5.6 million, driven primarily by deterioration in the student loan portfolio.\n        \n\n          A definitive all-stock merger agreement was signed with Community West Bancshares, with the transaction expected to close in the second quarter of 2026.\n        \n\n\n\n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Security Bancshares published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001137547-26-000011), on March 26, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}