净利因何下降?民生银行王晓永:去年加大不良资产处置、增提拨备所致

金融一线
Mar 31

  3月31日金融一线消息,民生银行今日召开2025年度业绩交流会。该行行长王晓永表示,过去一年,民生银行坚持以高质量发展为根本,强化战略执行,优化业务结构,完善服务体系,深化精细管理,主要经营指标趋势性向好,我行近年战略转型的成效已经显现。

  他表示,截至去年末,集团总资产7.83万亿元,增长0.23%;营收1429亿元,增长4.82%;净息差1.4%,提升1bp;归母净利润306亿元,较上年末有所下降。

  对于去年净利润下降的原因,他解释称,由于我行去年加大了不良资产处置,增提了拨备,因此,在营收增长的情况下,我行利润反而下降5.37%。

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