总资产13万亿,银行零售之王正经历阵痛。 “这几年零售业务受到的外部政策、市场变化冲击最大。”3月30日,招商银行行长王良在业绩会坦言。 压力最直观的是信用卡。 这一招行引以为傲的“王牌”业务,也在进入缩量时代。截至2025年末,其信用卡贷款余额9391亿元,微降87亿元,收入800亿元,亦下降一成左右。 尤其明显的是,其交易额连续两年少刷3000亿元以上。 变局之际,管理层新老交替。1...
Source Link总资产13万亿,银行零售之王正经历阵痛。 “这几年零售业务受到的外部政策、市场变化冲击最大。”3月30日,招商银行行长王良在业绩会坦言。 压力最直观的是信用卡。 这一招行引以为傲的“王牌”业务,也在进入缩量时代。截至2025年末,其信用卡贷款余额9391亿元,微降87亿元,收入800亿元,亦下降一成左右。 尤其明显的是,其交易额连续两年少刷3000亿元以上。 变局之际,管理层新老交替。1...
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