智通财经APP获悉，香港积金局公布，自强积金(MPF)制度实施以来，占强积金总资产合共80%的股票基金和混合资产基金的平均年率化净回报分别为4.8%和4.4%，跑赢同期1.8%的年率化通胀率。至于俗称“懒人基金”的“预设投资策略”(DIS)旗下的核心累积基金，自2017年推出以来的平均年率化净回报为6.4%，同样跑赢期内1.8%的年率化通胀率。
截至2026年3月底的强积金投资回报临时数据如下：
香港积金局提醒强积金计划成员，强积金是跨越超过40年的长线投资，不应以短线投资的角度看待强积金，更不应尝试捕捉市场，否则有机会造成“高买低卖”，影响到计划成员强积金累积期的投资回报。计划成员应根据个人的人生阶段、财务状况、风险承受能力等因素，作出合适自己的投资规划。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.