存款到期潮下的巅峰对决:这3家股份行如何破解存款“危局”

第一财经
Apr 13

有机构测算约75万亿元存款将于2026年集中到期。   存款是银行的“立行之本”,不仅直接决定银行的可贷资金、资产规模、市场份额,同时也是银行稳健经营的关键。即便是在过去几年储蓄率居高不下的背景下,银行积极吸储的步伐也未曾有丝毫懈怠。   不过,第一财经发现,在已披露年报的上市银行中,有3家股份行可能存在存款流失的风险。其中,民生银行、光大银行继2024年以后,公司存款再度出现负增长,不过,降幅已...

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