智通财经获悉，2025年，哈尔滨银行(06138)普惠金融业务持续发力，依托数字化转型提升服务效能，精准滴灌小微企业与涉农领域。报告期内，集团推出“钱到家”数字化零售信贷产品，实现全流程线上化运营；迭代“农闪贷”“黑土优品贷”等涉农产品，覆盖涉农全产业链。数据显示，普惠型小微企业贷款投放额较上年增加52.79亿元，余额432.49亿元，增速17.29%；涉农贷款余额304.17亿元，服务覆盖黑龙江全省及省外多个地区农村市场。普惠金融的提质增效，不仅践行社会责任，更拓宽业务增长极，为业绩持续增长注入新动力。
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