信用卡较高峰期减少1亿张,瘦身与退场背后的双重压力

第一财经
Apr 21

卡片数量较峰值减少1亿张,三家大行一年发卡量合计缩水1300万张……这组数据勾勒出当前信用卡行业“瘦身”的真实图景。“瘦身”仍在继续。据第一财经不完全统计,今年以来,民生银行、交通银行、农业银行、邮储银行、广发银行、武汉农商银行、浙江农商联合银行等机构已停发信用卡超60款,曾备受追捧的联名卡、主题卡成为停发重心。在增量市场见顶、资产质量承压的背景下,银行也在积极转型,一边清退低效卡种,一边加码自建...

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