金吾财讯 | 美国数字金融服务平台SoFi Technologies(SOFI)周三公布2026年第一季度财报，整体业绩全线走高，营收、利润、贷款投放及用户规模均创下历史纪录。具体而言，公司GAAP净营收达11亿美元，同比增长43%；调整后净营收同样录得11亿美元，同比增幅41%。盈利层面，一季度净利润 1.667亿美元，同比大增134%，摊薄每股收益0.12美元，同比翻倍；调整后EBITDA达3.4亿美元，同比大涨62%，连续第十八个季度达标40法则，盈利韧性凸显。业务规模上，季度贷款发放总额创下122亿美元新高，个人贷、学生贷、房贷投放均实现大幅同比增长。用户与产品端，平台会员数增至 1470万，同比增长35%；金融产品总数达2220万，同比提升39%，存量用户交叉购买意愿显著增强。分板块来看，借贷业务营收高增，科技平台业务受大客户流失影响营收同比下滑。此外公司布局美元稳定币、企业银行等新业务，并上调全年业绩预期，看好会员增长与营收持续扩容。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.