中国平安联席CEO郭晓涛:银保渠道未来是驱动寿险业绩的重要力量

金融一线
May 20

  5月20日金融一线消息,中国平安2025年年度股东大会在深圳召开。中国平安联席CEO郭晓涛表示,未来寿险行业有非常强劲的动力,平安对寿险发展的策略是均衡渠道、均衡产品。

  郭晓涛指出,即除了个险代理人,目前银保渠道已经取得爆发式增长,现在已成为重要渠道,未来是驱动平安寿险业绩的重要力量。同时社区经营渠道正在培育增长,对存续单能提供稳定的服务,现在慢慢进入高速成长区间。另外,目前正在孵化中的兼职代理人渠道,在下沉市场潜力巨大。随着AI的发展,平安还在同步构建线上渠道。

  郭晓涛表示,除了渠道均衡策略,还有产品均衡策略,根据渠道特色、面临客群,匹配不同特色产品。这样,平安新业务价值率有望稳定增长,持续提升。

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