净利润增长17.1%，不良贷款率降至1.65%，港股上市首年，宜宾银行（02596.HK）似乎向市场交出了一份不错的答卷。 但在这些亮眼数字的背后，记者注意到，该行零售贷款的不良风险正以不可忽视的速度暴露：该行个人住房贷款不良率已达5.06%，个人经营贷不良率5.28%——两项核心个贷产品不良率双双“破5”，在上市银行中极为罕见。 对此，该行在回复《华夏时报》记者采访时，将其归因于“分母收缩”...
Source Link净利润增长17.1%，不良贷款率降至1.65%，港股上市首年，宜宾银行（02596.HK）似乎向市场交出了一份不错的答卷。 但在这些亮眼数字的背后，记者注意到，该行零售贷款的不良风险正以不可忽视的速度暴露：该行个人住房贷款不良率已达5.06%，个人经营贷不良率5.28%——两项核心个贷产品不良率双双“破5”，在上市银行中极为罕见。 对此，该行在回复《华夏时报》记者采访时，将其归因于“分母收缩”...
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