智通财经APP获悉，友邦保险(01299)反弹逾3%，截至发稿，涨3.49%，报72.7港元，成交额32.32亿港元。
消息面上，大摩认为市场近期对香港金融板块的担忧明显过度，友邦保险近期股价因市场过度担忧内地访客(MCV)跨境保险业务受阻而出现约13%的超跌。然而，两地保险监管机构(如香港保监局)近期再度强调，只要整个销售与合约签署流程是由客户亲身在香港境内完成，其跨境保险业务即属合规并照常运作。
大摩估算即使在极端且预期不会发生的“2026年下半年起完全无新内地访客业务”假设下，对其内含价值(EV)或营运利润的影响也仅在2%至6%的轻微可控范围，其目前估值非常具吸引力，维持“增持”评级。
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