金吾财讯 | 全球支付巨头万事达(MA)正式发布机器代理支付服务，专为 AI 智能体之间的高速、微型、程序化交易打造，标志着支付行业正式迈入 AI 自主交易的全新阶段。万事达首席产品官约恩·兰伯特表示，机器支付将为 AI 商业模式的爆发奠定核心基础，实现交易量极大、金额极小、速度极快且延迟极低的全新交易生态。例如，创业者可指令 AI 智能体自动完成域名购买、服务器托管、页面搭建等全流程采购；物流 AI 智能体可在货物运输途中，自动结算运费、预订仓储仓位、支付冷链监控费用，全程无需人工干预。目前，30 余家全球行业领军企业已率先接入并支持该 AP4M 技术，包括 Adyen、蚂蚁国际、Stripe、Coinbase、OKX、Cloudflare 等，覆盖跨境支付、金融科技、云计算、加密资产等多个领域，共同推动 AI 支付生态的普及。作为全球支付网络的核心基础设施，万事达 AP4M 将其全球网络的信任体系与风控能力引入机器驱动的商业场景，解决 AI 交易的安全与合规痛点。业内认为，此举将催生全新商业模式，推动虚拟经济与实体经济深度融合，助力各类企业在 AI 时代构建核心竞争力。
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