金融科技公司Fiserv股价周二盘前大涨逾5%，此前有报道称该公司正与摩根大通、美国银行等大型银行洽谈出售其借记卡支付基础设施业务。
近几个月来，摩根大通、美国银行、富国银行及PNC金融服务集团已就收购Fiserv旗下STAR支付网络展开初步谈判。该网络为超过2800家金融机构发行的逾1.15亿张借记卡提供交易路由服务，涵盖ATM、电子商务及商户交易。
此番收购兴趣背后，是银行希望借此规避联邦借记卡交换费上限。相关法律规定，资产超100亿美元的大型银行通过第三方网络处理借记卡交易时，需遵守费率上限；但若银行自有支付网络，则可豁免此限制。第一资本此前以506亿美元收购Discover并拿下自有网络后，同业纷纷寻求效仿。
然而交易面临不小阻力。多家银行经评估后认为推进可能性较低，担忧此举可能招致立法者、监管机构及商户群体的强烈反对。Fiserv股价较去年高点已跌约70%，公司正经历艰难转型期。各方尚未就此达成框架性协议。
责任编辑：张俊 SF065
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