【美国消费信贷自2024年以来首次下降】美国联邦储备委员会日前公布的数据显示,美国5月消费信贷出现自2024年以来的首次月度下降,表明在通胀压力下美国消费者借贷趋于谨慎,折射经济隐忧。报告显示,美国5月消费信贷总额下降1.82亿美元。其中,信用卡等循环信贷余额创下自2024年以来的最大降幅。美国微软网络网站文章分析认为,消费信贷减少主要是因为信用卡年利率处于高位,推高了信贷成本,这一变化表明部分家庭正在减少对高息债务的依赖,而信贷紧缩趋势可能会影响未来几个月的非必要消费。如果消费信贷持续收紧,最终可能影响住房需求及其他大额消费支出。
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