美国银行业呼吁收紧 CLARITY Act 稳定币收益规则,警告或冲击 1.3 万亿美元存款

链捕手
Jul 14

ChainCatcher 消息,据 Cryptonomist 报道,美国银行家协会、美国独立社区银行家协会等银行业团体正敦促参议院进一步收紧 CLARITY Act 中与稳定币收益相关的条款。此前,参议院银行委员会已于 2026 年 5 月 14 日 以 15 比 9 票通过该法案,并纳入参议员 Thom Tillis 与 Angela Alsobrooks 推动的部分修订,但银行业方面认为,现有文本仍未完全堵住稳定币“类收益”激励空间。 

美国独立社区银行家协会此前测算称,若法案未进一步强化收益限制,稳定币可能导致银行体系流失约 1.3 万亿美元存款,并使社区银行放贷能力减少约 8500 亿美元,进而影响小企业、农业及欠发达地区家庭的信贷获取。

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