据韩媒，韩国央行于15日将基准利率上调0.25个百分点至2.75%。随着韩国进入基准利率全面上调周期，人们日益担心本已上涨的贷款利率可能进一步攀升。此前，各银行已预判韩国央行将在年底加息，并据此提前上调了贷款利率。 据银行业界15日的数据显示，韩国五大银行(KB国民银行、新韩银行、韩亚银行、友利银行、NH农协银行)的五年期固定抵押贷款年利率在4.74%至7.41%之间，最高年利率接近8%。与5月下旬相比，利率下限在短短两个月内大幅上涨了0.42个百分点。 这一现象反映出，在市场对本月加息预期高涨的背景下，市场利率已提前走高；同时，由于贷款规模受到监管限制，银行维持低利率的动力也随之减弱。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.