浙江城农商行存款利率上限下调5BP,专家:不是降息前奏

智通财经
Jul 23
【浙江城农商行存款利率上限下调5BP,专家:不是降息前奏】 近日,一则“浙江部分地方银行周三起下调存款利率”的传闻震动市场,并引发债市较大波动。记者多方核实了解到,这次调整属于一次地方性的、针对特定银行的存款利率自律上限调整,并非全面的“降息”信号。多名浙江银行业人士向记者证实,浙江利率自律机制向辖内城商行和农商行下发通知,调整二年期、三年期及五年期存款利率自律上限,三个期限各下降5个BP,并于7月22日正式执行。招联首席经济学家董希淼向记者指出,此次调整范围仅限浙江省内城商行与农商行,由地方自律机制下发通知,不涉及国有大行及全国性股份行,这是区域性自律机制的调整,也不代表新一轮全面“降息潮”开启。

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