个人贷款新规来了!六大行公示综合融资成本上限

广州日报
Aug 01

8月1日,《个人贷款业务明示综合融资成本规定》(以下简称《规定》)正式施行。银行、消费金融公司、汽车金融公司、信托公司、小贷公司等各类机构,在向借款人发放个人贷款时,都要向借款人展示综合融资成本明示表。除已明示的成本项目外,贷款人及其合作机构不得向借款人收取其他与贷款相关的任何息费。  据悉,工商银行、农业银行、中国银行、建设银行、邮储银行、交通银行六大国有银行,根据《规定》相关要求,公布了正常...

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