【8月1日起“明白纸”替代“糊涂账” 多家银行标明贷款利率上限】8月1日，《个人贷款业务明示综合融资成本规定》正式施行，多家银行发布个人贷款正常履约年化综合融资成本上限，并从8月1日起明示各项综合融资成本。这意味着银行信贷利率将完全透明化，一张贷款“明白纸”将替代此前“糊涂账”。 业内人士指出，《规定》推动解决个人贷款业务息费信息披露不规范、不透明问题，更好地保障金融消费者合法权益，畅通金融惠民政策传导，促进行业规范健康发展。
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