美国抵押贷款利率升至一年高点 贷款活动持续受挫

格隆汇
Aug 05
美国抵押贷款利率上周升至一年来最高水平,进一步抑制了本已低迷的房地产市场对住房贷款的需求。美国抵押贷款银行家协会(MBA)周三公布的数据显示,截至7月31日当周,30年期抵押贷款合同利率上升5个基点,至6.81%。在伊朗战争爆发前的2月底,抵押贷款利率一度降至2022年以来最低水平。此后,随着冲突推高能源价格并加剧通胀担忧,抵押贷款利率持续走高。利率上升导致贷款需求走弱。该协会的购房抵押贷款申请指数较前一周下降3.6%,触及五个月低点。再融资申请指数下降1.9%,降至2025年中以来最低水平。美国抵押贷款银行家协会的这项调查自1990年以来每周开展一次,依据的是抵押贷款银行家、商业银行和储蓄机构的反馈。该数据涵盖了美国全部零售住宅抵押贷款申请的75%以上。

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