【美国30年期抵押贷款利率升至1年高位】美国抵押贷款利率上周升至一年来的最高水平,进一步抑制了本已低迷的住房市场中的购房贷款需求。周三公布的数据显示,截至7月31日当周,30年期固定抵押贷款利率上涨5个基点,升至6.81%。利率曾在2月底伊朗战争爆发前夕跌至2022年以来的最低水平。此后,随着冲突推高能源价格并加剧通胀担忧,利率持续上升。这一变化导致的结果是贷款需求走弱。MBA衡量贷款申请情况的购房贷款申请指数较前一周下降3.6%,降至五个月来的最低水平;再融资指数也下滑1.9%,跌至2025年年中以来最低水平。
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