个贷利率上限“明白纸”:你的贷款利率为什么是别人的四倍?

中国经营网
Aug 08

日前,商业银行的个人贷款利率上限首次完整透明地呈现在用户眼前,个贷利率上限从最低6%到最高24%的4倍差距引发市场关注。  8月1日起,《个人贷款业务明示综合融资成本规定》正式施行,目前六大国有银行及多家股份行纷纷公布年化个人贷款业务的利率上限。与此同时,中小区域银行也在陆续公布个人贷款利率上限。  从已公布个贷利率上限的银行公告来看,银行普遍将个人贷款分为自营个人消费贷款、自营个人经营贷款、...

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