央行:强化利率政策执行和监督 适时开展对金融机构利率政策执行情况的执法检查和定价能力的现场评估

格隆汇
Aug 12
央行发布2026年第二季度中国货币政策执行报告,下阶段,把握好利率、汇率内外均衡。深入推进利率市场化改革,畅通货币政策传导渠道。强化央行政策利率引导,完善市场化利率形成传导机制。强化利率政策执行和监督,适时开展对金融机构利率政策执行情况的执法检查和定价能力的现场评估,促进金融机构提升利率定价能力。更好发挥市场利率定价自律机制作用,有效落实各项利率自律倡议,对一些不合理的、容易削减货币政策传导的市场行为加强规范,维护市场竞争秩序。推动贷款定价基准多元化。持续深化明示企业贷款综合融资成本工作,规范信贷市场经营行为,降低融资中间费用,促进社会综合融资成本低位运行。稳步深化汇率市场化改革,完善以市场供求为基础、参考一篮子货币进行调节、有管理的浮动汇率制度,坚持市场在汇率形成中起决定性作用,发挥汇率调节宏观经济和国际收支自动稳定器功能。做好跨境资金流动的监测分析,坚持底线思维,综合施策,增强外汇市场韧性,稳定市场预期,防范汇率超调风险,保持人民币汇率在合理均衡水平上的基本稳定。引导企业和金融机构增强“风险中性”理念,指导金融机构积极为中小微企业提供汇率避险服务。

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