多家中小银行上调存款利率 业内人士称与五年期大额存单重启无直接关联

格隆汇
Aug 11
据人民财讯,8月以来,湖北、广东等地多家中小银行纷纷上调存款利率,引发市场关注。进入8月,多地城商行、农商行及村镇银行发布公告,表示对挂牌存款利率或特色存款产品利率进行上调。总体来看,各家银行的上调幅度在10—33个基点(BP)不等。在宏观市场利率整体下行、银行业持续压降负债成本的背景下,中小银行针对存款利率“反其道而行之”的做法,实属不多见。业内人士认为,此举具有明显的阶段性揽储特征,不具备普适性,且与近期部分国有大行集体重启五年期大额存单并无直接关联。

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