银行信贷聚力保障粮食安全

经济日报
Aug 13

“今年夏粮收成不错,秋粮长势喜人,‘信用村’的金融创新举措帮了大忙,承包土地和采购农资的资金及时到位,生产有序推进。”日前,在天津市宝坻区董连海家庭农场的小院里,农场负责人董连海高兴地向记者说。  获得农户点赞的“信用村”,是农业银行天津分行针对种植大户融资难题推出的创新模式。过去,金融机构对一家一户进行信贷评估,不仅效率低,而且受限于普通农户抵押物少等因素,贷款额度和成本都难以满足实际需求。如今...

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