四年来首次环比增长 二季度商业银行净息差现企稳迹象

智通财经
Aug 17
【四年来首次环比增长 二季度商业银行净息差现企稳迹象】近日,国家金融监督管理总局公布了2026年二季度银行业保险业主要监管指标数据情况。数据显示,今年二季度商业银行净息差为1.41%,较一季度环比增加0.01%。值得一提的是,这是自2022年一季度以来,商业银行净息差首次实现企稳回升。记者了解到,净息差是衡量银行主营业务盈利能力的关键指标。净息差出现增长,意味着银行盈利能力的提升,是银行核心经营状况改善的信号。招联首席经济学家董希淼在接受记者采访时表示,二季度商业银行净息差环比微升0.01个百分点,虽较一季度1.40%的历史低点止跌回升,但相较2025年末仍下降0.01个百分点。“这一变化略好于市场此前普遍对净息差环比小幅下行的预期,或意味着净息差自2022年以来持续单边下行的态势进入震荡筑底阶段。”董希淼说。

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