美国二手房签约量跌至年初以来最低 高抵押贷款利率和房价持续施压

环球市场播报
Aug 18

  美国二手房签约量在7月降至年初以来最低水平,反映出抵押贷款利率和房价高企持续拖累房地产市场。

  美国全国房地产经纪人协会(NAR)周二公布的数据显示,二手房签约量指数下降2.3%至71.2,为1月以来最低,并且追平2001年有记录以来第二低水平。彭博调查经济学家的预估中值为持平。

  “今年最高的抵押贷款利率正值盛夏时节,导致签约量减少,”NAR首席经济学家Lawrence Yun在声明中表示。“房价处于历史高位,待售房屋在市场上的挂牌时间延长,高于要价竞购房屋的买家数量也少于一年前,不过各地市场表现存在较大差异。”

  目前,美国30年期固定利率抵押贷款的平均利率略低于7月底触及的一年高点,导致许多潜在卖家不愿出售房屋,也令许多购房者难以负担房价。

  二手房签约量报告是二手房销量的领先指标,因为房屋通常会有一两个月处于签约状态,之后才会完成交易。

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