近日,国家金融监督管理总局公布了2026年二季度银行业保险业主要监管指标数据情况。今年二季度,国内商业银行呈现资产质量小幅承压、净息差四年首次单季回升、资产增速放缓的特点。 具体而言,二季度,银行不良贷款率环比微升0.01个百分点至1.52%;净息差环比微涨0.01个百分点至1.41%;总资产增速连续两个季度放缓,结合贷款增速持续下行来看,信贷“降速提质”正成为新常态。 “稳息差”诉求的...
Source Link近日,国家金融监督管理总局公布了2026年二季度银行业保险业主要监管指标数据情况。今年二季度,国内商业银行呈现资产质量小幅承压、净息差四年首次单季回升、资产增速放缓的特点。 具体而言,二季度,银行不良贷款率环比微升0.01个百分点至1.52%;净息差环比微涨0.01个百分点至1.41%;总资产增速连续两个季度放缓,结合贷款增速持续下行来看,信贷“降速提质”正成为新常态。 “稳息差”诉求的...
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