险企料增配高股息资产 布局分红险迎加速窗口

智通财经
Aug 25
【险企料增配高股息资产 布局分红险迎加速窗口】据中证报,日前,国家金融监督管理总局正式出台《保险公司资产负债管理办法》,聚焦资产负债联动偏弱、内部管理政策程序不清、监管指标标准缺失、监管约束手段不足等问题,进一步完善保险资产负债管理制度体系。市场尤为关注正式稿相较征求意见稿的核心变化:人身险公司资产负债管理监管指标由有效久期缺口,调整为利率风险对冲率。业内人士认为,此举更贴近利率风险管理的实质,同时可防止部分中小险企为缓释达标压力,被动扭曲资产配置。伴随监管部门进一步强化成本收益匹配,《办法》将推动险企加大高股息资产配置力度,加快发展分红险等浮动收益类保险产品。

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