两部门:个人住房贷款期限最长不超过40年,金额不得超过拟购买住房的评估价值

智通财经
Aug 28

中国人民银行、国家金融监督管理总局印发《关于改革完善房地产信贷管理推动加快构建房地产发展新模式的意见》的通知。其中指出,个人住房贷款期限最长不超过40年,金额不得超过拟购买住房的评估价值。贷款期限在1年以内的,实行到期一次性还本付息或按月还本付息;贷款期限在1年以上的,按月还本付息。

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