中信证券:预计银行房地产类贷款投放具备增量空间 资产质量迎来高确定性改善预期

智通财经
Aug 31
【中信证券:预计银行房地产类贷款投放具备增量空间 资产质量迎来高确定性改善预期】中信证券研报表示,2026年8月28日,住建部等五部委密集落地房地产新政。中信证券认为,政策落地有助地产信贷制度适配地产高质量发展新模式转型,预计银行房地产类贷款投放具备增量空间,资产质量迎来高确定性改善预期。银行中报显示,息差表现乐观,资产质量稳定,营收整体乐观但存在分化,盈利增速延续修复格局;同时,部分银行提升分红率提振股东回报,利好长线投资者配置。展望三季度,预计息差和资产质量等核心变量保持稳定,全年盈利趋势积极,叠加宏观叙事等长逻辑仍在继续演绎,全年绝对收益仍将延续。

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