建设银行(00939)涨超3%,中报业绩向好叠加房贷延期新政催化,银行板块集体走强

金吾财讯
Aug 31

金吾财讯 | 8月31日盘中,建设银行港股显著走强,截至发稿,股价报9.420港元,涨幅3.06%,成交额18.6亿港元,成交量1.99 亿股,盘中触及阶段高点9.465港元。催化来自两方面,其一为8月29日披露的2026半年报:公司上半年实现营业收入4365.29亿元,同比增长10.72%;归母净利润1695.64亿元,同比增长4.62%,基本每股收益0.65元,营收利润双双实现增长。其二是房地产信贷新政落地,8月28日监管将个人住房贷款最长年限由30年延长至40年,建行已率先落地存量房贷期限调整申请,执行口径为延长期限不超过原贷款期限一半,合计总期限不超40年,政策有利于缓释居民还款压力,市场看好大行资产质量预期改善。板块层面,港股银行板块整体爆发,板块指数大涨2.11%,多只内银股同步冲高,邮储银行、中国银行涨幅居前,分别涨7.06%和%4.93%,部分标的创出阶段新高,大行半年报业绩稳健叠加地产信贷政策利好共同推升板块估值修复。盘面上,建行港股52周区间6.741‑9.465 港元,当前逼近年内高点;A/H溢价25.96%。后续重点观察地产政策落地效果、银行息差变化以及资产质量走向。

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